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Retirement Saving for the Self-Employed

No employer plan, no automatic enrollment, no match — but access to some of the most generous retirement accounts in the tax code. These guides cover the Solo 401(k), SEP IRA, how much to save, and how to do it on irregular income.

Retirement
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Retirement

How Much Should a Freelancer Save for Retirement?

How much freelancers should save for retirement, why the standard percentage isn't enough without an employer match, how to save on irr…

11 min read
Retirement

Saving for Retirement on Irregular Income

How to actually save for retirement when your freelance income is unpredictable: percentage-based contributions, handling big and lean …

11 min read
Retirement

SEP IRA vs Solo 401(k) vs Roth IRA: The Freelancer's Guide

A clear comparison of the SEP IRA, Solo 401(k), and Roth IRA for freelancers: how each works, contribution limits, tax treatment, pros …

12 min read
Retirement

The Solo 401(k)

A complete guide to the Solo 401(k) for freelancers: how it works, why it lets you save more than other accounts, Roth vs traditional, …

12 min read